2025 has brought a mixed bag for investors, with a slow start and lower values, followed by outperformance during the second half of the year, particularly in technology and artificial intelligence.  Understandably, the burning question on some peoples mind is whether this growth is sustainable, is there any substance behind it, or is it over valued stocks?  Those a little ‘longer in the tooth’ like me, will remember the tech bubble bursting in 2000.    Low interest rates in

So, you’re moving to Spain (or have already made the move).  You may have decided to retire to Spain and are wondering what to do with your UK pensions … your UK financial adviser could also have said that they can no longer advise you due to your move.  That’s because in order to advise someone living in Europe, a financial adviser must be regulated within Europe … this has become an issue for many people post Brexit.   As you settle into life in Spain, it’s important to und

Whether you are in the process of moving to Spain to live and selling your home outside of Spain, or already living in Spain and are thinking of selling your Spanish home, it’s very easy to get caught with an unnecessary capital gains tax bill from the Hacienda.  In this article I’m going to cover selling your home outside of Spain when you move to Spain, and also selling your home in Spain when you are at or near age 65.  Read on if you want to know how to minimise your tax